
The two arrows replace the letters ‘A’ to represent the expansion of the Singapore Co-operative Movement. A set of three coloured circles that compose the ‘O’s in the words ‘co-operative’ and ‘movement’ represents how different parties within the Co-operative Movement come together and offer support to one another, allowing the Movement to advance as a whole.
The three vibrant colours in the logo personify the values of our co-operatives. The red circle symbolises leadership and proactiveness which is imperative in initiating collaborative movements. In addition, it conveys the strength, energy, and passion that members possess and bring to their jobs. The orange circle symbolises encouragement and confidence – characteristics that co-operative members demonstrate as they deliver good work in unity and render mutual support. The green circle symbolises growth, as members collaborate to achieve greater heights. This colour also implies stability for the Co-operative Movement.

The Singapore Co-operative Movement seeks to empower communities championing social causes to connect and collaborate, develop and innovate, and uphold the co-operative spirit to build a strong and resilient Movement.
Credit Co-operatives, or Thrift and loan societies, are co-operatives that encourage thrift by accepting deposits from members and assisting members with loans on reasonable terms. A thrift and loan society is an association of persons who are grappling with the same economic challenges and who join together on a basis of equal rights and obligations through a democratically controlled enterprise.
Majority of the credit co-operatives are work-based where employees of the organisation are recruited as members of the co-operative. As a form of staff benefits, organizations offer check-off system, which enable deductions of staff monthly salaries for contributions towards their subscription accounts and loan repayments with their co-operatives.
Today, credit co-operatives play an important role in upgrading the economic and social status of their members.
Objectives of the Credit Co-operatives
∙ Prevent permanent indebtedness of its members by enabling them to obtain loans on reasonable terms. Different types of loans are offered to members: personal loan, education loan, housing loan and travel loan;
∙ Encourage thrift, they offer savings and fixed deposit schemes to members at competitive interest rates
∙ Assist members to reduce the cost of living and improve their economic needs.
View the list of Credit Co-operatives here.
These co-ops, formed by the National Trades Union Congress (NTUC), strive to harness its gamut of social enterprises to do good and meet the pressing social needs in areas like health and eldercare, childcare, daily essentials, cooked food and financial services. They are formed by the Labour Movement with the primary purpose of serving workers and their families.
View the list of NTUC Co-operatives here.
This Sector consists of co-operatives providing a wide range of services to their members. The types of services provided include environmental services, security, travel, aged care, management corporation and welfare. While business driven, service co-ops are anchored in their social mission to help Singaporeans and residents moderate the cost of living in Singapore.
View the list of Service Co-operatives here.
Campus co-ops operate on the campuses of schools, colleges, polytechnics, and universities. Through mentorships by teachers, campus co-ops offer students first-hand experience at running a social enterprise on economic and co-operative principles.
Open to students, teachers, lecturers and staff of campuses based in Singapore, these co-ops provide a variety of services to their members such as the sale of books, stationery, IT services, sports goods, canteen services, travel and more.
Objectives of the Campus Co-operatives
Campus Co-operative as a co-curricular activity
The educational values and experience gained by the students are recognised by the Ministry of Education. The Ministry has in fact endorsed the students' participation in campus co-op as a Co-Curricular Activity (CCA). Students who are involved in this activity can qualify for bonus points in the CCA Grading Scheme. The Education Ministry has also left the formation of such co-operatives to schools and colleges.
View the list of Campus Co-operatives here.